
Tell us if this scenario sounds familiar – summer comes, and whether you like it or not, you head to your favorite department store to pick out a new swimsuit. You find a few you like and head to the fitting room.
Fast forward thirty minutes.
You’ve returned each and every one back to the rack, thinking that maybe you could pull a Valerie Bertinelli. You feel discouraged. Maybe you just weren’t meant to swim, get a tan, or have any sort of life during the summer months. Maybe you should move to Alaska. Well, what if we told you that you’re not alone, that even swimwear supermodels go through a ton of suits before finding one good enough for a photo shoot? Better yet, what if we told you that there are countless suits out there that will not only fit you well, but fit your budget?
You’ve just gotta know what to look for, and of course, being your cyber fairy godmothers, we’ve put together some excellent BUDGET swimwear options.. all for less than $50.
The Curveless
So what if you weren’t graced with JLo’s behind, Scarlett Johansson’s boobs, or Beyonce’s hips? If you’ve got an athletic body type, meaning your shoulders, waist, and hips are all the same width, you’ve got lots of choices and many swimsuits can give you the curves you crave. Simple embellishments, like beads, sarongs, ruffles, and belts, which accent your waist, will turn your curveless figure into a shapely one. You’ll be strutting down the boardwalk (summertime’s makeshift runway) in no time.
Here are our swimwear picks for beach babes with an athletic body type:

1. Metallic cut-out one-piece, $49.50 at Victoria’s Secret
2. Twist-front bandeau bikini, $24 at Newport News
3. Xhilaration® Juniors Solid Monokini Swimsuit, $29.99 at Target
Pear Shaped
If you’re heavier on the bottom, in other words your butt is wider than your shoulders, aim to accentuate your torso and your neckline to draw the eye upwards. Choose a top that’s a lighter color than the bottom, or has some noticeable, standout feature. Halter tops and scoop bottoms are a great option.
If you’ve got a sizable booty or thick thighs, don’t be afraid to show them off! They’re not anything to be ashamed of and in fact, higher-cut bottoms will actually make you look better, not worse. Only resort to skirts and shorts if you’re just not feeling like revealing much.
Check out these budget & figure-friendly swimsuits:

1. Beaded halter one-piece, $29 at Newport News
2. ELLE™ Swim Separates, $40 at Kohl’s
3. Shape fx® All-over Control Crisscross Plunge Swimdress, $54 at Newport News
4. Polka Dot Ruffles Bikini, Top $10.80, bottom $9.80 at Forever 21
5. ASOS Premium Aztec One Shoulder Suit, $54.11 at ASOS
Top Heavy
Maybe you’re a little busty – in a Barbie kind of way – or maybe you’ve just got really wide shoulders and small hips. You’re what they call an “inverted triangle.” Since everyone will naturally look up (at your chest, perhaps), remind them that you’ve got a sexy waistline, too! To do so, go with a high-cut leg, boy shorts, and/or a bottom that has a more vibrant color or busier pattern than the top. All the while, make sure you’re well supported with a swimtop with cups, a halter top or heavy-duty underwire.
These suits are great for top heavy women:

1. Push-up halter top with low-rise bottom, $24 and $14.50 at Victoria’s Secret
2. Womens Halter Swimsuits, $29.50 at Old Navy
3. Shape fx® Bust-enhancing retro-inspired 2-piece swimsuit, $39 at Newport News
Plus Size
There are TONS of awesome plus-size swimwear available these days, and they are affordable AND stylish (no more hideous floral printed muumuus). A few tips – most plus size sistas think they look “slimmer” by covering themselves up. Not true; high-cut bottoms really are much more flattering. As far as colors and patterns go, look for the “crossover” style (you’ll know it when you see it) and avoid horizontal stripes along the waistline. Also, the more skin you show, the thinner you look, so don’t be afraid to show what your mama gave you (within reason). If you don’t have a standard black one-piece suit yet, that’s a must buy… for any body type, really. When picking out suits, think voluptuous, not matronly.
Plenty of Plus-size Choices:

1. Metallic print bandeau, $32 at Newport News
2. Faded Glory Women’s Plus Tie-Dye Bikini Top, $10 at Walmart
3. White Stag – Women’s Plus Shirred Swim Dress, $32 at Walmart
Pregnant
Thankfully, suits are already stretchy to begin with, so really you just need one that’s extra stretchy and can evolve with your growing belly. Don’t just get a suit that’s one size too big – get one designed for a pregnant woman. Otherwise, you’ll have too much room in some areas and/or not enough in others.
Some maternity swimsuit picks:

1. Babydoll Maternity Tankini Swimsuit, $44.98 at Motherhood Maternity
2. Maternity Halter Swimsuits, $25 at Old Navy
3. Keyhole Detail Maternity Tankini Swimsuit, $34.98 at Motherhood
Hourglass
If you’ve got an hourglass figure, first thank your mom. Second, have fun trying on swimsuits. You’re one of the few women out there who can get away with virtually any style.
Some options for curvy girl:

1. Sequin sliding triangle top, $31 and bottom $28 at Victoria’s Secret
2. Xhilaration® Juniors Monokini with Ruffles Swimsuit , $29.99 at Target
3. Ring Bandeau & Button Girl Short, $17.99 and $17.99 at Gap
Tummy Issues
If you’ve got a pouch (and most of us do), there’s no reason to hide underneath a cover-up. Just look for swimsuits with tummy control panels or ruching (gathered fabric) to cover any issues.

1. Shape fx® All-over control convertible tankini, $49 at Newport News
2. Solid Boy Short One-Piece, $39.50 at dELiA’s
3. Merona® Bandeau Shirred One Piece, $34.99 at Target
Petite
As a Petite fashionista’s, your biggest concern is how to find a small swimsuit that doesn’t make you look like an elderly member of the Mickey Mouse Club or a 36-year-old Lolita. Don’t fret. You actually have a ton of options, including checking out the juniors department, and, in a pinch, the children’s department.
Check Out These Picks for Petite Fashionistas:

1. Ruffle sliding triangle top, $18 at Victoria’s Secret
2. Reversible Triangle Top, $29.99 at Gap
Floral Bikini, $29.99 at Gap
3. Ruffled Bandeau Swim Tops, $16.50 at Old Navy and Mix & Match Ruffled Bikini Bottoms, $10 at Old Navy
Tall
We actually have a whole article devoted to you. head to Tall Swimsuits on a Budget.






Founded in 2003, TBF is a fashion blog dedicated to helping you live your best for less. We give you the 411 on the latest fashion trends & tips and sample sales. 
{ 24 comments… read them below or add one }
How about using “athletic” instead of “stick figure” if that’s what you mean? Using demeaning terms for ANY body type is not cool!
Don’t insult me – why don’t you put real plus size models in plus size swimsuits. The models in the “tummy issues” section certainly don’t have tummy issues.
@Ros your criticism is not fair to us. We are one of the only “mainstream” blogs that make it a point to feature plus size and then you criticize us for not featuring “real” plus size models?
@Kate sorry if you’re offended by the term stick figure… it is all in jest.
Thanks for the swim suit features! I refuse to spend the outrageous prices on pieces that I wear once, twice a year tops! Now I know where to look. Here’s hoping for quality…
Great suggestions, though I question push up anything for the busty: finding suits with great support takes care of putting the girls where they should be. -Blessed to be Busty
@TBF – there is always jest poked at women who are not plus-sized on this blog. Watch SATC, Carrie calls Natasha “an idiot stick figure with no soul.” Putting down anyone isn’t funny.
This was a fantastic article!!! (And adorable suits!) You covered every body type and not just the “typical 4″ like SO many other mags and sites, which I enjoyed completely. Thank you so much!
@kate- We are for all women- therefore I am changing the stick figure term ASAP. Thanks for keeping us in check
Let’s just say you get what you pay for … you have got to be kinding me with those plus size swimsuits ? No control, no support … you would be better off skinny dipping!
Great all round advice for ALL us girls! Thanks will be back for more.
How about something for us moms with stretch marks on tummy but still want a bikini….like the high waisted kind, any suggestions on where we can find those?
Kate… get your panties out of that bunch. Great article <3
A suggestion: Next year, break out the plus size category into “straight”, “hourglass”, “pear” and “triangle” shapes. If anything, plus size womens’ proportions vary more than smaller-sized womens (the multiple between waist and hips for hourglass is likely more than it is for smaller sizes, and in plus there’s also what I call the “wine barrel” shape where the waist is larger than the hips).
I’m an hourglass, complete with size G (yes, as in cup size) chest and a waist 2 sizes smaller than my hips. If I was smaller, I’d just wear a bikini, but on my size, it just won’t work (sister, trust me).
Swimsuits that almost work on me (none “really” work as unlike for smaller sizes, we can’t buy swimwear by cup size, so I’m stuck buying larger suits sized for C-D cups and arranging “the girls” very carefully) never work on my B-cup shopping partner-in-crime, who is more of a pear shape.
All I saw were models who had perfect figures regardless of whaterver “flaw” you said they had.
Let’s do this with real people who have “real body styles” (i.e. like my own pear shapes), and see how we look.
Somehow putting a 25 year old model who’s considered “pear shape” with a spray tan, flawless skin free of wrinkles, freckles or cellulite, is gonna look way better than your typical woman on the beach with the same “pear shape”.
Let’s use real people and show the wrong suit vs the right suit next time OK?
Sure we can do that… and are you willing to pay for access to TBF?
Hi.Great article, however , you should add my categorie: The Shapeless!!!!!!!
I agree with several of the comments on here. I also believe there are more body shapes (out here in the real world) than fashion designers no about. It would be a lot more helpful to find realistic women when using models for swimsuits. As well as any other kind of clothing. I am a plus size woman. I’m not morbidly obese, however I do have more than my fair share of breast. Enough for me and for another. My stomach is bigger than these women who have tummy troubles (yeah Right) as well as my butt and my thighs. It would be nice to find a great swimsuit no matter what the price as long as it could support, conceal and camoflauge the everyday woman’s inperfections. I personally would welcome it whole hardily no matter what the price. A swimsuit that is budget friendly would be awesome!
I agree with Ros Coles… It doesn’t make much sense that your plus size and tummy issues have pictures of girls that aren’t plus sized and don’t have tummy issues in swimsuits that are supposedly supposed to hide those problems. I came for some visual proof and got a bunch of models in pretty much the same type of swimsuits.
The model featured in the plus size section is in fact plus size. Plus size is considered over a size 12 (and in some cases over a size 10). The woman featured has very real curves and I doubt you will see a model like that in Vogue.
In regards to tummy issues, these photos are of swimsuits that help those issues (so you wouldn’t be able to see if they had tummy issues or not because their tummy issues are in fact helped by the swimsuit their wearing) and it would be awesome if we had a budget to take photos ourselves, but we don’t.
If people are complaining about being fatter then the ‘fat models’ then the real problem isn’t the models at all but whoever is complaining. If you only want to comment about that then why not instead of trying to find the perfect bikini for a big body, find an amazing diet and also a good exercise plan and work towards the goal of a bikini you would love to wear! I in fact know that it isn’t easy to loose weight but it’s possible! Don’t aim to be like the girls in photos, and most of all why complain on a site where they are only trying to help.
Yeah , Catherine , but many of us have a “strange” body , and we would need some advise what to wear , and it would be very helpful to see some before/after pictures too! (My upper body is 2 size larger than my but , plus I have a few extra pounds on my stomach area)
Thank you so much, for the tummy issue swim suites. I weigh 110lbs, but have a little paunch from giving child birth and several c-sections. I am also very pale. Can you tell my which color of the Target swim suite, would look good with my pale skin? Thanks in advance for the information and thank you for what you do,
I appreciated all the comments that where posted, but short of surgery I can’t find a swimsuit that fits! I am 64, active, have lost 30 lbs, (lots of sag)….Wear a 38G cup Bra (European sizing) and size 8 Levies! I have had 3 kids (twins, second time) so don’t want anything in the tummy showing..Really need to fit the girls and hold in the tummy…Help!!!
@the complainers: just be glad someone took their time to give out the advice. not everyone needs your negative input..
@TBH this was helpful and thank you. but these dds are hard to contain which sucks. ive had countless mishaps with every swim suit and sadly my booty cant hold my bottoms up. but i will take these tips in consideration as i buy my suit