The Budget Fashionista

If you have credit cards, chances are you’re paying interest on the balances you carry. Unless your wallet is packed with cards that are still in the introductory period of no interest, odds are also good that you might be paying too much for interest. After all, if you stay on top of your payments consistently while also cheerfully paying any fees that you incur then that makes you a valuable customer. You may be surprised at how eagerly your …

You already know that every once in a while you really need to splurge on something you don’t need, otherwise you may start to resent the budgeting process and wind up tossing the whole idea of financial management into the trash.  What you should also know is that there are certain instances when you probably shouldn’t pinch pennies.  While it’s always good to find the best price on things, there are plenty of times when the best price for something …

We all know - or should know - that buying a car involves a lot more than finding a make and model that suits your personal tastes. While it’s true that you don’t want to buy a car that you personally find to be hideous, there is so much more to buying the right car than choosing one that makes you look good and matches your favorite nail polish. The more overall finance and less fashion you can consider while …

The second you walk into a store your senses are immediately assaulted with a variety of sneaky tactics that marketing executives use in an attempt to get you to spend more money than you originally intended. Enticing merchandise is placed at eye level. Red tags are placed on merchandise that isn’t actually on a really great sale at all. Everything you see, hear, feel (and in some cases, smell), is designed to make you want to give the store as …

Do you ever find yourself wistfully daydreaming about switching your checking account to another bank? Do you figure that there must be a financial institution out there somewhere that doesn’t charge you ridiculous and costly fees all the time? Do you wonder if there might possibly be a bank or credit union somewhere that has customer service representatives who aren’t so incredibly rude and inept? If you have these thoughts running through your head then it’s very likely that these …

How many times have you stumbled across a massive clearance or enticing sale at your favorite store right around the time when you ran out of money until the next payday? If you are like most people, chances are when this occurs your first instinct might be to grab your credit card and start charging.  After all, you don’t want to miss the deals the store is offering.  80% off on clothing? Who in their right mind would pass up a …

If you haven’t been tightening your financial belt lately amidst all the recent drama with the economy then there is probably one of two reasons: You’re independently wealthy. You haven’t been paying attention. Prices on gas, groceries, and other essentials have been creeping up steadily for a while now, which has most people paying more attention to how they spend their money. If you’re one of the few people who hasn’t really noticed any difference in what things cost then there …