Between the dangers of carrying cash on the streets and the ridiculous amount of fees that credit cards tend to charge, people end up using debit cards instead. What folks should realize though is that a debit card isn’t an innocuous little thing sent down by the heavens to rescue us from our financial abyss. It’s a business, y’all, as we once wrote here regarding debit cards’ hidden fees.
We’ve shared below ShopSmart’s must-know list of five situations when you should not use your debit cards.
April 4, 2012 by
TBF on
April 4, 2012
If you’re trying to put your finances on a diet, one of the things you do is account for everything. And when we mean everything, we mean including your razor cartridge that only costs 2 dollars a piece, or your $5 bottle of shampoo. The reason is simple: it’s just so easy for us to overspend on personal care.
That’s why ShopSmart sent several secret shoppers to learn who’s offering the best deals on razors, shampoos, and other personal necessities. Here’s what they reported back to us.
In our Repost Series, we re-publish classic posts from our archives. We thought this post, first published in April 2008, was an interesting topic to bring back for discussion.
Open your purse. Do you have such a wide variety of department store credit cards that sifting through your wallet is like reading a mall directory? Are there so many Visa, MasterCard, AmEx, and Discover cards that you have to sort them chronologically according to expiration dates? If so, it just might be time to cut down on some of your credit accounts and do some consolidation.
Why consolidate? When you’re trying to pay your bills down, sometimes it’s just easier to do it if there aren’t so many bills due throughout the month. When you can concentrate on one or two payments per month instead of several payments – no matter how small – it becomes easier to attack the debt. So how should you go about consolidating? It’s pretty easy:
August 18, 2011 by
Kathryn on
August 18, 2011
What: The economy is, well, challenging this back school season, and some moms are cutting back on their spending according to a survey by Buy.com
Buy.com Says: According to a new survey by Buy.com, 40 percent of moms are planning to buy the minimum for back-to-school, citing that, “It’s a tough economy and I’m spending less.”
More: Back to School 2011: Moms are Going Even More Budget →
When was the last time you opened up all your bills and looked at them? Not just glanced at them, paid the minimum payment and then moved on, but actually studied the bills? Gather up all your bills – credit card statements, utility bills, loan statements, and any other place you send money to – and sit down with a nice cup of coffee in preparation for some study time. You may be surprised at what you discover.
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