Okay, formal wear is something most of us don’t face too often. But at some point, there’s a wedding, a prom, a gala (if you’re lucky!) that requires you pick up something formal and fabulous—not such a bad thing, really, except finding something beautiful AND budget-friendly ain’t easy. One option we like? Newport News has some really sophisticated evening dresses for incredibly reasonable prices (like the one pictured above, for $49). But you tell us—where do you go for an evening-appropriate ensemble without taking out a second mortgage?